Home > Prospective Students > Financial Aid > Types Of Aid > Alternative Loan Options

There are many alternative loan options available to students. Below is a partial list of private, non-federal loan loans that a student may use to finance their education. As a student, it is important to research and understand the terms and conditions of each loan in order to determine if the program is a good option for you. UNH Manchester does not endorse any of the loans listed below but rather is providing the following for informational purposes only. To find out about other loan opportunities, contact local financial institutions.

Please be aware of the specific program requirements when applying for all loans.

Signature Student Loan

www.salliemae.com/signature, 1-888-272-5543

Eligibility

• Undergraduate students enrolled in a degree program and non-degree students
• Enrolled at least half time

Borrower Benefits

• Interest rates ranging from LIBOR + 2.5% to LIBOR + 8%
• No Fees
• No income requirement
• Cosigner release available after first 24 on-time payments
• 0.50% interest rate reduction with auto-debit
• May be used to pay past due balances up to 12 months

Chase Select Private Loan

www.chaseselectloans.com, 1-866-306-0868

Eligibility

• Undergraduate and graduate students enrolled in a degree program
• Enrolled full time, half time or less than half time

Borrower Benefits

• Interest rates ranging from Prime - 1% to PRIME + 6%
• No Fees
• No income requirement
• Cosigner release available after first 36 on-time payments
• 0.50% interest rate reduction with auto-debit
• May be used to pay past due balances up to 12 months

CitiAssist ® Undergraduate Loans

www.studentloan.com, 1-800-967-2400

Eligibility

• Undergraduate students, graduate and non-degree students
• Enrolled full time, half time or less than half time

Borrower Benefits

• Interest rates ranging from PRIME – 0.50% to PRIME + 4.75%
• No Fees
• 0.25% interest rate reduction with auto-debit
• 0.50% interest rate reduction after making 48 consecutive, on-time payments
• May be used to pay past due balances up to 12 months

CLC Premier Loan

www.collegeloan.com/premier, 1-800-892-1588

Eligibility

• Undergraduate students enrolled in a degree program
• Enrolled at least half time

Borrower Benefits

• Interest rates ranging from Prime + 0% to Prime + 10%
• Fees range from 0% - 10% based on credit
• 0.25% interest rate reduction with auto-debit
• 0.5% interest rate reduction for borrowers who choose to make interest payments while in school
• Interest capitalizes at repayment
• Cosigner release available after 24 consecutive, on-time payments

Campusdoor Loan

www.campusdoor.com, 1-800-786-0002

Eligibility

• Undergraduate students enrolled in a degree program and non-degree students
• Enrolled at least half time

Borrower Benefits

• Interest rates ranging from Prime – 0.5% to Prime + 7.9%
• Fees range from 0% - 9% based on credit
• 12 month grace period after graduation or less than half time status
• 0.5% interest rate reduction with auto-debit
• 0.50% interest rate reduction after making 48 consecutive, on-time payments
• Cosigner release available after 36 consecutive, on-time payments
• Interest capitalizes at repayment
• May be used to pay past due balances up to 8 months

Wachovia Undergraduate Loan

www.wachovia.com/undergradloans, 1-800-338-2243

Eligibility

• Undergraduate students enrolled in a degree program
• Enrolled at least half time

Borrower Benefits

• Interest rates ranging from Prime – 0.5% to Prime + 4%
• No fees
• 0.5% interest rate reduction with auto-debit
• Cosigner release available after 36 consecutive, on-time payments
• May be used to pay past due balances up to 3 years
• Interest capitalizes at repayment